Starter Home Initiative (SHI) is a UK government policy designed to help first-time buyers and young people get onto the housing ladder by providing discounted starter homes on designated brownfield sites. The scheme provides new homes available for sale at a 20% discount to households with a combined income of less than £80,000. The scheme was designed to provide a pathway for those who are locked out of the housing market, enabling them to purchase a home at a discounted rate and start building their equity. The aim of the scheme is to provide up to 200,000 new homes over the next five years, with the discounted homes being built by developers who are incentivised by the government to participate. The scheme is intended to help tackle the issue of the UK’s housing crisis and provide more affordable housing options. The scheme is available to those who have not previously owned a home or who have previously owned a home but have sold it and have not owned a home in the last 3